Insurance Options

Welcome to the Camelback Moving Insurance Options page. Everyone’s belongings have value, whether monetary or sentimental, no one wants anything to be damaged during the course of a move. We take great measures to ensure our employees handle your household furnishings with care while protecting the properties where work is occurring. Unfortunately, damages or “cargo claims” are a part of the transportation industry, thus we’ve created this page to maturely address coverage options and exposures consumers face when hiring a moving company.

The common assumption is that full coverage is included when a moving company lists itself as a licensed and insured carrier. The reality is, this is only a statement indicating the company has the sufficient auto, general liability, and cargo coverage that the DOT requires.  Most companies offer a 60¢ per lb. limit of liability waiver for their standard rates packages. This is not full coverage or replacement insurance; however is the most standard coverage in the moving industry because no additional fees, descriptive inventory or value needs to be assigned to the shipment. Movers use these contracts to offset the huge amount of liability a company has when handling household items.

Option 1
We offer a $0.60 per pound limited coverage for damages or missing items. This is included with our standard rates that we publish for both local and interstate moves. We recommend you view our full waiver and release agreement including the procedure to file a cargo claim on the order for service page within this website.

Our office staff will be happy to discuss all details of this coverage so you’ll know exactly what type of agreement you’re entering into on moving day.

Option 2a
For full coverage we highly recommend a policy offered by Baker International, our 3rd party insurance carrier. Basic rates are listed below.

To purchase this full coverage option call Baker International at 1-800-356-0099, or go online at www.bakerintl.com. Simply tell the customer service representative you’re using Camelback Moving for the rates listed above.

Option 2b
For full coverage on single pieces only we highly recommend a policy offered by MovingInsurance.com, our other 3rd party insurance carrier. Basic rates within their website."

To purchase this full coverage option call MovingInsurance.com at 1-888-893-8835, or go online at MovingInsurance.com. Simply tell the customer service representative you’re using Camelback Moving for the rates.

Most importantly, do not wait until the last minute to purchase this policy. All policies must go through underwriting and may take up to a couple of business days to finalize. The insurance carrier may also request us to prepare to an item a certain way (like crating) that may require us to get additional materials we would not normally bring to a move.

Option 3
Check with your homeowners/renters insurance carrier and see if they offer coverage above the $0.60 per pound offered at our standard rates. This is typically done in the form of a rider added to the policy. If offered, the usual cost is between $50.00 to $100.00. They will typically request our licensing information to verify a reputable company is handling the move.

We hope you have found this page useful as we have yet to find any other moving companies that candidly address these aspects of the transportation industry.