Insurance Options

Welcome to the Camelback Moving Insurance Options page. Everyone’s belongings have value, whether monetary or sentimental and no one wants anything to be damaged during the course of a move. We take great measures to ensure our employees handle your household furnishings with care while protecting the properties where work is occurring. Unfortunately, damages or “cargo claims” are a part of the transportation industry, thus we’ve created this page to maturely address coverage options and exposures consumers face when hiring a moving company.

The common assumption is that full coverage is included when a moving company lists itself as a licensed and insured carrier. The reality is that is only a statement indicating the company has the sufficient auto, general liability, and cargo coverage that the DOT requires.  Most companies offer a 30¢ to 60¢ per lb. limits of liability waiver for their standard rates packages. This is not full coverage or replacement insurance; however is the most standard coverage in the moving industry because no additional fees, descriptive inventory or value needs to be assigned to the shipment. Movers use these contracts to offset the huge amount of liability a company has when handling household items.

For example: An average local move cost $400.00 to $500.00. The cost of a LCD or plasma television averages around $2000.00. Without the limits of liability waiver, movers are liable for 4 times the amount of our gross invoice with just that single piece. Add the rest of the household and there becomes far too much liability compared to the net profit. With the waiver, movers are able to balance the amount of liability to the potential net profit; however the customer does have considerable exposure. If a plasma were to be damaged during the move the compensation would be based on its weight. A LCD television weighing 100 lbs. would only receive $60.00 once a cargo claim is filed.

Option 1
We offer a $0.60 per pound limited coverage for damages or missing items. This is included with our standard rates that we publish for both local and interstate moves. We recommend you view our full waiver and release agreement including the procedure to file a cargo claim on the order for service page within this website.

Our office staff will be happy to discuss all details of this coverage so you’ll know exactly what type of agreement you’re entering into on moving day.

Option 2
For full coverage we highly recommend a policy offered by Baker International, our 3rd party insurance carrier. Basic rates are listed below.

To purchase this full coverage option call Baker International at 1-800-480-3115, or go online at www.bakerintl.com. Simply tell the customer service representative you’re using Camelback Moving for the rates listed above.

We hope you have found this page useful as we have yet to find any other moving companies that candidly address these aspects of the transportation industry.